Family first, always. Secure your loved ones' financial well-being and give them peace of mind.

Julia Kovalyova

520-437-1838

NPN: 18275241

Senior Consultant, Protection & Wealth Strategy

*Life Insurance *Tax-Advantaged Planning

*Legacy Solutions

ABOUT ME

From a young age, whenever someone asked what I wanted to be when I grew up, my answer was always simple — I wanted to help people. I didn’t know what that would look like back then, but I knew making a difference in others’ lives was my purpose.

After building several successful businesses, I realized that financial success alone wasn’t enough — I wanted my work to truly matter. That’s what led me to the life insurance industry, and I’m so grateful I took that step. This career has allowed me to form meaningful connections and genuinely help families across the U.S. find peace of mind and financial stability.

Today, I take pride in guiding families toward a more secure future, ensuring they’re in a better position than before they met me. It’s an honor to serve others through protection, care, and trust — because helping people is what I was meant to do.

WE GOT YOU COVERED

FINAL EXPENSE

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

MORTGAGE PROTECTION

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

INDEXED UNIVERSAL LIFE

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

FIXED INDEXED ANNUITIES

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

National Producer Number:

18275241

CALIFORNIA

To verify my license with the state insurance department, click here: https://cdicloud.insurance.ca.gov/cal

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CONNECTICUT

To verify my license with the state insurance department, click here: https://www.cidverifylicense.ct.gov/CLIC/VerifyLicense.aspx

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FLORIDA

To verify my license with the state insurance department, click here: https://www.myfloridacfo.com/division/agents/

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GEORGIA

To verify my license with the state insurance department, click here: https://oci.georgia.gov/insurance-resources/agent-individual-agency-company-search

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INDIANA

To verify my license with the state insurance department, click here: https://www.in.gov/idoi/licensing/

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IOWA

To verify my license with the state insurance department, click here: https://iid.iowa.gov/find-a-licensed-agent

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KENTUCKY

To verify my license with the state insurance department, click here: https://insurance.ky.gov/ppc/new_default.aspx

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MAINE

To verify my license with the state insurance department, click here: https://www.maine.gov/pfr/insurance/licensees/individual

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COLORADO

To verify my license with the state insurance department, click here: https://colorado.licenselookup.org/insurance/

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LOUISIANA

To verify my license with the state insurance department, click here:https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/

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MARYLAND

To verify my license with the state insurance department, click here: https://www.apps.insurance.maryland.gov/CompanyProducerInfo/ProducerSearch.aspx?NAV=HOME

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MICHIGAN

To verify my license with the state insurance department, click here: https://difs.state.mi.us/locators?searchtype=InsAgent

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MINNESOTA

To verify my license with the state insurance department, click here: https://mn.gov/commerce/licensing/license-lookup/

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MISSOURI

To verify my license with the state insurance department, click here: https://insurance.mo.gov/CompanyAgentSearch/search/search-agents.php

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NORTH CAROLINA

To verify my license with the state insurance department, click here: https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing

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OHIO

To verify my license with the state insurance department, click here: https://gateway.insurance.ohio.gov/UI/ODI.Agent.Public.UI/AgentSearch.mvc/DisplaySearch

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PENNSYLVANIA

To verify my license with the state insurance department, click here: https://apps02.ins.pa.gov/producer/ilist1.asp

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NEW JERSEY

To verify my license with the state insurance department, click here: https://www-dobi.state.nj.us/DOBI_LicSearch/

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IDAHO

To verify my license with the state insurance department, click here:https://doi.idaho.gov/industry/licensing-services/license-types/producer-individual/

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SOUTH CAROLINA

To verify my license with the state insurance department, click here: https://doi.sc.gov/354/Licensing-CE

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TENNESSEE

To verify my license with the state insurance department, click here: https://www.tn.gov/commerce/insurance/agent-producer-resources.html

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TEXAS

To verify my license with the state insurance department, click here: https://www.tdi.texas.gov/agent/agent-lookup.html

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VIRGINIA

To verify my license with the state insurance department, click here: https://www.scc.virginia.gov/boi/ConsumerInquiry/

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WEST VIRGINIA

To verify my license with the state insurance department, click here: https://www.wvinsurance.gov/License-Print-

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WISCONSIN

To verify my license with the state insurance department, click here: https://oci.wi.gov/Pages/AgentsHome.aspx

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DELAWARE

To verify my license with the state insurance department, click here:https://sbs.naic.org/solar-external-lookup/license-manager

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ALABAMA

To verify my license with the state insurance department, click here:https://www.insurance.alabama.gov/Licensing/LicensingBio.aspx

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MORE COMING SOON

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AS A BROKER, WE ARE ABLE TO SHOP AROUND AND FIND THE BEST POSITION FOR YOU WITH ONE OF OUR MANY A+ RATED CARRIERS!

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